Home
FM Discord
YouTube Channel
FM24 Data Update
FM26 Data Update
FM26 OOP Player Roles
Downloads
Graphics
Challenges
Blog
Forums
Videos
Tactics
FM26
FM26 Real Name Fix
FM26 Shortlists
FM26 DB
FM26 Men's Wonderkids
FM26 Women's Wonderkids
FM26 Men's Club Finances
FM26 Women's Club Finances
FM24 Update
FM24
FM23
FM Saves
FM Database
FM Guides
Installation Guides
Records
Search
Crane
King Luis
The blue one is like a much worse version of our nun kit
Shola
I don't really care that it is Wonga, I don't think they should exist, but well it's not like the PL have ever asked or cared where the money has come from before.
Poe
King Luis
Yeah they're short term lenders, the problem is when people use them and dont pay back within the time they agreed. Everyone points out the interest rates but they only apply when you miss repayments.
Poe
You're supposed to lend it over a week, a quick check I just done proved that if you lent 100 you'd end up paying back 112 the next week.
Hardly scandalous.
Ninja
They do allow you to do it, and then people complain that they're getting charged ridiculous interest.
But yeah, pay day loan companies like Wonga aren't too bad but people's stupidity is always going to mean they'll get stung by Wonga like companies when they're too stupid to pay their loan back on time.
Poe
People are stupid, it's not the company's fault.
Ninja
Just read their FAQs.
Interest will accrue for 60 days after the return day after which they turn it over to a debt collection agency.
Not as shitty as some of them, which is what I'd always understood Wonga's business to be.
Number 1
Er... what?
I've wondered this before given the amount of alcohol, gambling, oil corporation fronts, rate-fixing banks, credit cards and electricity companies queuing up to plough money into the game.
Franck
And loan sharks only break your legs when you are late with your payments....
King Luis
And your point?
Franck
You could easily say the exact same thing that you did about loan sharks. "It's short term. They are only bad when you fail to pay in time."
Fact is, both loan sharks and "pay day" loans are usury, something that shouldn't be permitted in a modern society.
Mr Willy
King Luis
Thats a stupid analogy though, if you go to a bank and fail to pay back a loan your going to end up having to pay back loads and eventually have debt collectors knocking on your door, Wonga's no different.
Slashman X
Crane
bluemoon.
K3V0
Flash.
Fuck paying 50 quid for that.
Franck
My first thought as well.
Slashman X
Franck
Nike seriously need some new creative staff if that's the best they can come up with.
K3V0
Yeah, should be every four years for the World cup, having said that I haven't brought and England shirt since WC2006, mostly because I don't give a shit about the national side any more.
Vercoe
My favourites are easily the 2002 and 2006 WC ones.
Sam
2002 probably my favourite.
As for the new one, fucking diabolical.
Ninja
It's just quite plain.